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What type of form covers a person's personal belongings while traveling?

  1. Personal Effects Form

  2. Homeowners Form

  3. Liability Form

  4. Cargo Form

The correct answer is: Personal Effects Form

The type of form that specifically covers a person's personal belongings while traveling is the Personal Effects Form. This form is designed to provide protection for items such as clothing, luggage, and personal possessions against risks such as theft, loss, or damage while away from home. Homeowners Form is primarily concerned with protecting property at a permanent residence and may cover personal belongings, but it does not specifically address coverage while traveling. The Liability Form focuses on protecting against legal liabilities for injuries or damages caused to others, rather than covering personal belongings. The Cargo Form is more applicable to goods being transported for commercial purposes and is not intended for individual travel or personal items. Therefore, the Personal Effects Form is the most appropriate choice for covering personal belongings while traveling.